Jacksonville city property tax records are public files kept by the Duval County Property Appraiser and Tax Collector. These records show who owns each parcel, how much the property is worth, what exemptions apply, and how much tax is owed.
Anyone can pull up these records for free through county online tools or by visiting the office in downtown Jacksonville. The system covers every parcel in the city and the rest of Duval County under one consolidated government.
How Property Tax Works in Jacksonville
Jacksonville is the largest city in Florida by population. It also ranks among the largest cities in the United States by land area. In 1968, Jacksonville merged with Duval County to form one consolidated government. This merger removed the old city and county split. Today, one set of county offices handles every property tax function for the whole city.
One Government for City and County
The 1968 merger created a single government that runs both the city and the county. There is no separate city tax office. The Duval County Property Appraiser values every parcel. The Duval County Tax Collector bills and collects every payment. This setup makes the system simpler in one way. A property owner only deals with one county instead of two tax agencies.
Annual Assessment Date
Every parcel in Jacksonville is valued as of January 1 each year. The Property Appraiser looks at the property’s condition, location, size, and recent sales of similar homes. This process follows standards set by the Florida Department of Revenue under Chapter 192 of Florida Statutes. The official assessment roll gets certified each July 1.
How Your Tax Bill Gets Calculated
The Property Appraiser sets the just value first. Then the appraiser applies any exemptions to get the taxable value. Local taxing authorities set their own millage rates. The school board, water management district, fire district, and the consolidated city-county government each set a rate. These rates get added together. The total rate gets multiplied by the taxable value to produce the final tax bill.
Duval County Property Appraiser
The Duval County Property Appraiser is the office that values all real property in Jacksonville. The office uses mass appraisal methods that follow state law. Mass appraisal means the office values large numbers of properties at once using standardized models. The models get checked against actual sales each year.
Office Address and Contact Details
The main office sits at 231 East Forsyth Street, Suite 260, Jacksonville, Florida 32202. The phone number is (904) 255-5900. Office hours run Monday through Friday from 8:00 a.m. to 5:00 p.m. The office handles exemption applications, value questions, and parcel data requests. Visitors can park in nearby public garages within walking distance.
Records You Can Pull Up
The property search tool on the appraiser’s website shows the legal description of the parcel. It shows the current owner and ownership history. It shows land size, building size, year built, and construction type. It shows the assessed value, the taxable value, and any exemptions on file. It shows sales going back several years. The data updates as new sales close and building permits get recorded.
Mass Appraisal Methods
The office values residential property using a sales comparison approach. This model looks at recent sales of similar homes in the same neighborhood. The office values commercial property using the income approach, the cost approach, or both. The income approach looks at how much rent the property could earn. The cost approach looks at what it would cost to rebuild the property from scratch. These methods meet Florida Department of Revenue standards.
Duval County Tax Collector
The Duval County Tax Collector bills property owners and collects payments. This office runs separately from the Property Appraiser. The two offices share the same building on Forsyth Street. The Tax Collector does not set tax rates. The Tax Collector does not determine property values. The Tax Collector only handles billing, payment, and collections.
Office Address and Contact Details
The main Tax Collector office sits at 231 East Forsyth Street, Room 130, Jacksonville, Florida 32202. The phone number is (904) 630-1916. The office also runs branch locations across the city for in-person payment. The main branch in downtown Jacksonville offers full services. Office hours run Monday through Friday from 8:00 a.m. to 5:00 p.m.
Tax Bill Schedule
Tax bills get mailed in early November each year. Paying early earns a discount on the face amount. The discount drops each month until the bill becomes delinquent in April. The schedule below shows the exact discount for each payment window.
| Payment Month | Discount or Penalty |
|---|---|
| November | 4% discount |
| December | 3% discount |
| January | 2% discount |
| February | 1% discount |
| March | No discount |
| After March 31 | Delinquent (interest plus fees) |
Installment Payment Plan
Property owners can pay in four installments instead of one lump sum. To join the plan, an owner must apply by May 1 each year. The four quarters fall at evenly spaced points through the year. This plan helps owners on fixed incomes spread the cost across the year.
| Installment | Due Date |
|---|---|
| First quarter | June 30 |
| Second quarter | September 30 |
| Third quarter | December 31 |
| Fourth quarter | March 31 |
How to Search Jacksonville Property Tax Records
Jacksonville property tax records are public under Chapter 119 of Florida Statutes. Anyone can look up the records for free. No account or login is required. No reason needs to be given. Only certain personal details, like Social Security numbers on exemption forms, get kept private.
Property Appraiser Search Tool
The fastest way to pull up a parcel is the Duval County property search tool. Go to the Property Appraiser section of jacksonville.gov. Enter a street address, owner name, or parcel ID number. The system returns the full parcel record. It shows ownership, value, exemptions, and sales history. The search works 24 hours a day from any device.
Tax Collector Lookup Tool
For billing and payment records, use the Tax Collector’s separate search tool at coj.net/tc. Enter a parcel ID or property address. The system shows the current amount due. It shows whether a tax certificate has been issued. It shows the full payment history for past years. The tool updates each business day.
Statewide Data Portal
The Florida Department of Revenue runs a statewide property tax data portal. Researchers and investors can download county-level data from this site. The data covers assessment totals, exemption counts, and millage rates. Most Jacksonville residents do not need this tool. The county-level search tools cover daily needs.
Exemptions That Lower Your Tax Bill
Florida offers many exemptions that reduce the taxable value of a property. The homestead exemption is the most common. Other exemptions help seniors, veterans, and people with disabilities. Each exemption has its own rules. Most applications go to the Property Appraiser’s office by March 1. Late applications get denied for the current tax year.
Homestead Exemption
The homestead exemption cuts up to $50,000 off the assessed value of a primary residence. The first $25,000 applies to all taxing authorities. The second $25,000 applies to value between $50,000 and $75,000. It applies to all taxing authorities except schools. To qualify, the owner must live at the property on January 1 and claim it as the primary home. Rules for this exemption come from Chapter 196 of Florida Statutes.
Save Our Homes Cap
The homestead exemption also activates the Save Our Homes cap. Under this cap, the assessed value of a homesteaded property can rise no more than 3 percent per year. The cap resets when the property sells. Over time, the gap between market value and assessed value can grow large. This cap helps long-time owners in rising markets keep their tax bills lower.
Senior and Veteran Exemptions
Low-income residents over 65 can claim an extra homestead exemption. Veterans with service-connected disabilities can claim an exemption based on the disability rating. Total disability exemptions remove the taxable value down to zero for some owners. Surviving spouses of fallen service members can claim special exemptions. Each program has its own income or disability rules. Check with the Property Appraiser for current requirements.
Business Personal Property Exemption
Businesses that own tangible personal property get an automatic $25,000 exemption each year. Tangible personal property includes equipment, furniture, and tools used in the business. To qualify, the business must file a TPP return with the Property Appraiser by April 1. Each business location files a separate return. The $25,000 exemption applies to each location.
Appealing Your Property Assessment
Property owners who think their assessed value is too high can file an appeal. The appeal goes to the Duval County Value Adjustment Board, also called the VAB. The TRIM notice mailed each summer triggers the appeal window. Owners have 25 days from the TRIM notice to file a petition.
Filing a VAB Petition
The TRIM notice shows the proposed assessed value and the proposed taxes at that value. If the value seems too high, file a petition with the VAB before the deadline. Petitions can be filed online or on paper. The VAB is an independent board. It includes county commissioners, school board members, and citizen appointees. A special magistrate hears each case. The magistrate makes a recommendation to the board.
Building Your Case
Strong evidence helps win an appeal. Comparable sales of similar nearby properties sold in the past year form the base of most cases. Photos of condition issues, like a damaged roof, add weight. An independent appraisal from a licensed appraiser is the strongest evidence. Owners do not need a lawyer for a VAB hearing. Complex commercial cases often benefit from professional help.
After the VAB Decision
The VAB votes to accept or reject the magistrate’s recommendation. The decision gets mailed to the property owner. If the owner disagrees with the VAB decision, the next step is a lawsuit in circuit court. VAB procedures follow Chapter 194 of Florida Statutes. Pay the undisputed portion of the tax bill during the appeal to avoid extra penalties.
Delinquent Taxes and Tax Sales
Taxes left unpaid after March 31 become delinquent. The Tax Collector adds interest and fees. The office holds a tax certificate sale in June each year. Investors bid on certificates for delinquent parcels. The winning bidder pays the back taxes and earns interest on the amount. The tax certificate process follows Chapter 197 of Florida Statutes.
Tax Certificate Sales
At the June sale, investors buy certificates that represent the unpaid tax amount. The interest rate starts low. Bidders bid down the interest rate. The lowest rate wins. The winning bidder holds the certificate. The property owner can pay off the certificate at any time. The owner pays the certificate holder the back taxes plus the bid interest rate.
Tax Deeds
If the property owner does not pay off the certificate within two years, the investor can apply for a tax deed. The tax deed process can lead to the property being sold at public auction. The original owner gets none of the sale proceeds if the tax debt exceeds the property value. Timely payment matters. Owners who face hardship can ask the Tax Collector about deferral programs.
Contact Information for Jacksonville Tax Offices
Both the Property Appraiser and the Tax Collector operate from the same building in downtown Jacksonville. The building sits at 231 East Forsyth Street, Jacksonville, Florida 32202. Visitors can reach the offices by car, by bus, or by the Jacksonville Skyway. Public parking garages sit within two blocks of the building.
Duval County Property Appraiser
The Property Appraiser’s office handles valuations, exemptions, and parcel data requests. The phone number is (904) 255-5900. Office hours run Monday through Friday from 8:00 a.m. to 5:00 p.m. The website address is jacksonville.gov/departments/property-appraiser. The office is on the second floor, Suite 260.
Duval County Tax Collector
The Tax Collector’s office handles billing, payments, and collections on past-due accounts. The phone number is (904) 630-1916. Office hours run Monday through Friday from 8:00 a.m. to 5:00 p.m. The website address is coj.net/tc. The office is on the first floor, Room 130.
Frequently Asked Questions
Property owners and researchers often have questions about Jacksonville tax records. The questions below cover the most common ones. The answers point to the right office or tool for each issue.
Are Jacksonville property tax records public?
Yes. Jacksonville property tax records are public under Chapter 119 of Florida Statutes. Anyone can look up parcel data, ownership, and assessed values for free. No account is needed. No reason needs to be given. The only redacted data is personal details like Social Security numbers on exemption forms. Records stay available online 24 hours a day through the county search tools. The Duval County Property Appraiser’s website hosts the main search tool. The Tax Collector’s site hosts the billing and payment lookup. Researchers, buyers, sellers, and neighbors all share the same access. Public access supports market transparency and helps residents check that the county has correct data on their property. The Florida Department of Revenue sets the statewide rules for what stays public and what stays private. The county offices follow those rules when redacting data on public records. Owners who find wrong data on their parcel can contact the Property Appraiser to start a correction. Most corrections get made within 30 days of a filed request.
How do I find who owns a property in Jacksonville?
Use the Duval County property search tool on jacksonville.gov. Enter a street address, owner name, or parcel ID. The result shows the current owner, ownership history, and sales records. The tool works 24 hours a day. In-person lookups are also free at the Property Appraiser’s office on Forsyth Street. Printed copies cost a small fee per page. Certified copies cost more. The search returns the deed recording date, the legal description, and any liens on file. Buyers often check ownership before making an offer. Title companies pull the same data during a title search. The records update each business day as new deeds get recorded. The Duval County Clerk of Courts records the original deeds. The Property Appraiser pulls that data into the parcel record the same day. Owners who spot errors in ownership records should contact both the Clerk of Courts and the Property Appraiser. The Clerk corrects the deed record. The Appraiser updates the parcel record to match. The two systems stay in sync through daily data feeds.
When do Jacksonville property taxes get due?
Tax bills arrive in early November. A 4 percent discount applies for payments made in November. The discount drops to 3 percent in December, 2 percent in January, and 1 percent in February. Taxes become delinquent on April 1. After that date, the bill earns interest and collection costs. The Tax Collector website shows the exact amount due at any time. The discount structure rewards early payment. Paying in November saves the most. Paying in March costs the full face amount. Paying after March 31 costs more than the face amount. The Tax Collector mails bills each November to the address on file with the Property Appraiser. Owners who move should file a change of address form with the Property Appraiser. Bills that come back as undeliverable still count as delivered. Owners who do not get a bill must still pay on time. The Tax Collector can reprint a lost bill at no charge.
Can I pay my Jacksonville property taxes online?
Yes. Pay online through the Duval County Tax Collector website at coj.net/tc. The system accepts credit cards and electronic checks. A small processing fee applies to card payments. The site shows all open amounts and full payment history for the parcel. Payments post to the account within two business days. Electronic check payments have no fee. Credit card payments charge 2.5 percent of the payment amount. Debit card payments charge a flat fee. The site also accepts partial payments for owners who cannot pay the full amount. Partial payments get applied first to the oldest year owed. The Tax Collector does not set up payment plans through the website. Owners who need a payment plan must apply for the quarterly installment plan by May 1. The online system sends a payment confirmation email. The confirmation serves as a receipt. Printed receipts are available at the office for a small fee.
What is the Save Our Homes cap?
Save Our Homes limits how fast the assessed value of a homesteaded property can grow. The cap is 3 percent per year or the rate of inflation, whichever is lower. The cap follows the owner, not the property. Selling the home resets the assessed value to market value. The cap creates a long-term savings for owners who stay in their homes for many years. The cap started in 1995 under a Florida constitutional amendment. The cap applies to the assessed value, not the market value. The appraised market value can keep rising. The assessed value stays capped. Over 20 years, the gap between market value and assessed value can grow to hundreds of thousands of dollars on a typical home. The cap transfers to a new homestead when the owner moves within Florida. The new homestead gets its own 3 percent cap. Adding the homestead exemption is the first step to trigger the cap. Owners must file the exemption application with the Property Appraiser by March 1.
How long do I have to appeal my property value?
The appeal window opens when the TRIM notice gets mailed each summer. Owners have 25 days to file a petition with the Duval County Value Adjustment Board. The TRIM notice itself shows the exact deadline date. Late petitions get rejected for that tax year. Owners can file online or on paper at the VAB office. The TRIM notice is required by the Truth in Millage law. The notice shows the proposed assessed value, the proposed millage rate, and the expected tax bill. The notice compares last year’s bill to the proposed bill. Owners who think the value is too high should file a petition. The petition costs a small filing fee. The fee gets refunded if the appeal wins. Hearings happen between September and October. Most hearings take less than 30 minutes. Owners can bring witnesses, photos, and appraisal reports. The special magistrate makes a written recommendation. The VAB votes on the recommendation at a public meeting. Owners who lose at the VAB can file a lawsuit in circuit court within 60 days.
What happens if I do not pay my property taxes?
Unpaid taxes become delinquent on April 1. The Tax Collector adds interest and fees. In June, the office holds a tax certificate sale. Investors buy certificates on delinquent parcels. If the owner does not pay off the certificate in two years, the investor can apply for a tax deed. This can lead to the loss of the property at public auction. The certificate sale happens online through a state-approved auction site. Investors bid on the interest rate they will accept. The lowest rate wins. The property owner can pay off the certificate at any time. The owner pays the back taxes plus the bid interest rate. Owners who do not pay within two years face a tax deed application. The investor must notify the owner before applying. The owner can pay off the debt and stop the tax deed application at any point before the auction. Tax deed auctions happen at the Duval County Courthouse. The minimum bid covers the back taxes, fees, and court costs. Owners who cannot pay should contact the Tax Collector about hardship deferral programs.